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*** Member to Member discount *** Business insurance, including but not limited to WC, GL, Umbrella, and Commercial Auto. The program we've offered for over 2 decades includes preferred underwriting & discounted rates that 98% of the time are lower than all competitors. This offer is for those who do not already have one of our preferred insurers with another broker & don't already have their business insurance with us (They're already taking advantage of the super-low premiums).